@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:200 900;font-display:swap;src:url(source-serif-4.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Sans";font-style:normal;font-weight:400;font-display:swap;src:url(ibm-plex-sans-400.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Sans";font-style:normal;font-weight:600;font-display:swap;src:url(ibm-plex-sans-600.woff2) format("woff2")}
:root{
  --navy:#0E2740;
  --blue:#1A4E7A;
  --copper:#B4622D;
  --sand:#EDE7DC;
  --paper:#FBFAF7;
  --muted:#55524B;
  --rule:rgba(14,39,64,.16);
  --serif:"Source Serif 4",Georgia,serif;
  --sans:"IBM Plex Sans",Arial,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:96px}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}
body{margin:0;background:var(--paper);color:var(--navy);font-family:var(--sans);font-size:15px;line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-underline-offset:3px;text-decoration-thickness:1px}
a:focus-visible{outline:2px solid var(--blue);outline-offset:3px}
.skip{position:absolute;left:-9999px;top:0;background:var(--navy);color:var(--paper);padding:10px 16px;z-index:20}
.skip:focus{left:16px;top:16px}
.wrap{max-width:1120px;margin:0 auto;padding:0 40px}
p{margin:0 0 1em;max-width:65ch}
h1,h2,h3{font-family:var(--serif);font-weight:300;margin:0;letter-spacing:-.008em;text-wrap:balance}
h1{font-size:clamp(34px,5.2vw,56px);line-height:1.07;max-width:20ch}
h2{font-size:clamp(24px,3vw,30px);line-height:1.25;max-width:26ch}
h3{font-size:19px;line-height:1.35;font-weight:400}
.kicker{font-weight:600;font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--copper);margin:0 0 18px}
.kicker.quiet{color:var(--muted)}
.lead{font-size:18px;line-height:1.6;max-width:58ch}
.muted{color:var(--muted)}
.small{font-size:13px;line-height:1.6}

header.site{position:sticky;top:0;z-index:10;background:rgba(251,250,247,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--rule)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px 32px;min-height:80px;flex-wrap:wrap}
.brand{display:block;line-height:0}
.brand img{height:40px;width:auto}
nav.main{display:flex;gap:6px 30px;flex-wrap:wrap}
nav.main a{font-size:14px;color:var(--navy);text-decoration:none;padding:8px 0;border-bottom:1px solid transparent;transition:border-color .15s}
nav.main a:hover{border-bottom-color:var(--rule)}
nav.main a[aria-current="page"]{border-bottom-color:var(--navy)}

section.band{padding:104px 0}
section.band.tight{padding:80px 0}
section.band.flush{padding-top:0}
section.sand{background:var(--sand)}
section.navy{background:var(--navy);color:var(--paper)}
section.navy .muted{color:rgba(251,250,247,.74)}
.hero{padding:128px 0 112px}
.hero .lead{margin-top:28px}
.page-head{padding:104px 0 64px}
.page-head .lead{margin-top:24px}
.cta{display:inline-block;margin-top:28px;padding:15px 24px;background:var(--navy);color:var(--paper);text-decoration:none;font-weight:600;font-size:14px;letter-spacing:.02em;transition:background .15s}
.cta:hover{background:var(--blue)}
section.navy .cta{background:var(--paper);color:var(--navy)}
section.navy .cta:hover{background:var(--sand)}
.textlink{display:inline-block;margin-top:12px;font-weight:600;font-size:14px}

.split{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:64px}
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 64px;margin-top:44px}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 48px;margin-top:44px}
.item{border-top:1px solid var(--rule);padding:22px 0 28px}
.item h3{margin-bottom:8px}
.item h3 a{color:inherit;text-decoration:none}
.item h3 a:hover{text-decoration:underline}
.item p{margin:0}
.item.first{border-top:0;padding-top:0}

.line{border-top:1px solid var(--navy);padding:44px 0 52px;display:grid;grid-template-columns:minmax(0,4fr) minmax(0,8fr);gap:56px}
.line .num{font-family:var(--serif);font-weight:600;font-size:15px;color:var(--muted);font-variant-numeric:tabular-nums;margin-bottom:10px}
.line h2{font-size:28px}
.line .for{margin-top:14px;color:var(--muted)}
.line .fee{margin-top:18px;font-weight:600;font-size:11px;letter-spacing:.16em;text-transform:uppercase}
.prod{display:grid;grid-template-columns:110px minmax(0,1fr);gap:20px;padding:18px 0;border-top:1px solid var(--rule)}
.prod:first-child{border-top:0;padding-top:0}
.prod .tag{font-weight:600;font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);padding-top:5px}
.prod h3{margin-bottom:4px}
.prod p{margin:0}
.note{margin-top:16px;color:var(--muted);font-size:13.5px}

.steps{counter-reset:s;list-style:none;margin:0;padding:0}
.steps li{counter-increment:s;display:grid;grid-template-columns:64px minmax(0,1fr);gap:16px;border-top:1px solid var(--rule);padding:26px 0}
.steps li:first-child{border-top:0;padding-top:0}
.steps li::before{content:"0" counter(s);font-family:var(--serif);font-weight:600;font-size:15px;color:var(--muted);padding-top:3px}
.steps h3{margin-bottom:6px}
.steps p{margin:0}

.faq{margin:0}
.faq div{border-top:1px solid var(--rule);padding:22px 0 26px}
.faq div:first-child{border-top:0;padding-top:0}
.faq dt{font-family:var(--serif);font-size:19px;line-height:1.35;margin-bottom:8px}
.faq dd{margin:0;max-width:65ch}

.quote{font-family:var(--serif);font-weight:300;font-size:clamp(21px,2.5vw,26px);line-height:1.45;max-width:34ch;margin:0}
.fields{display:flex;flex-wrap:wrap;gap:10px;list-style:none;margin:0;padding:0}
.fields li{border:1px solid var(--rule);padding:8px 14px;font-size:14px}
.tagline{font-family:var(--serif);font-weight:300;font-size:clamp(30px,4.6vw,48px);line-height:1.1;margin:0;max-width:none}
.rule{width:56px;height:2px;background:var(--copper);margin:0 0 28px}
.email{font-family:var(--serif);font-weight:300;font-size:clamp(26px,4.2vw,44px);color:var(--navy);text-decoration:none;border-bottom:1px solid var(--rule);overflow-wrap:anywhere}
.email:hover{border-bottom-color:var(--navy)}
ul.plain{margin:0;padding:0;list-style:none}
ul.plain li{border-top:1px solid var(--rule);padding:14px 0;max-width:65ch}
ul.plain li:first-child{border-top:0;padding-top:0}

footer.site{background:var(--navy);color:var(--paper);padding:64px 0 44px}
footer.site .wrap{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:56px}
footer.site .brand img{height:44px}
footer.site p{color:rgba(251,250,247,.74);font-size:12.5px;line-height:1.6;max-width:70ch}
footer.site a{color:var(--paper)}
footer.site .links{display:flex;gap:10px 24px;flex-wrap:wrap;margin-bottom:22px;font-size:14px}
footer.site .links a{text-decoration:none}
footer.site .links a:hover{text-decoration:underline}

@media (max-width:860px){
  .wrap{padding:0 20px}
  section.band,section.band.tight{padding:64px 0}
  section.band.flush{padding-top:0}
  .hero{padding:72px 0 64px}
  .page-head{padding:64px 0 44px}
  .split,.grid2,.grid3,.line,footer.site .wrap{grid-template-columns:minmax(0,1fr);gap:24px}
  .grid2,.grid3{gap:0;margin-top:32px}
  .line{padding:36px 0 40px}
  .prod{grid-template-columns:minmax(0,1fr);gap:4px}
  header.site .wrap{padding-top:14px;padding-bottom:10px;min-height:0}
  .brand img{height:34px}
  nav.main{gap:2px 20px}
  .steps li{grid-template-columns:40px minmax(0,1fr)}
}
@media print{header.site{position:static}.cta{border:1px solid var(--navy)}}

nav.main a.btn{background:var(--navy);color:var(--paper);padding:9px 18px;font-weight:600;border-bottom:0;transition:background .15s}
nav.main a.btn:hover{background:var(--blue)}
.ctaband h2{max-width:22ch;font-size:clamp(28px,3.6vw,38px);line-height:1.15}
.ctaband p{margin-top:20px}
.form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 24px;background:#fff;border:1px solid var(--rule);padding:36px}
.form .full{grid-column:1/-1}
.form label{display:block;font-weight:600;font-size:12px;letter-spacing:.06em;margin-bottom:7px}
.form label span{font-weight:400;color:var(--muted)}
.form input,.form select,.form textarea{width:100%;font:inherit;color:var(--navy);background:var(--paper);border:1px solid rgba(14,39,64,.3);border-radius:0;padding:12px 13px;appearance:none;-webkit-appearance:none}
.form select{background-image:linear-gradient(45deg,transparent 50%,var(--navy) 50%),linear-gradient(135deg,var(--navy) 50%,transparent 50%);background-position:calc(100% - 19px) 20px,calc(100% - 14px) 20px;background-size:5px 5px;background-repeat:no-repeat;padding-right:36px}
.form textarea{min-height:120px;resize:vertical}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--blue);outline-offset:1px;border-color:var(--navy)}
.form button{font:inherit;font-weight:600;font-size:14px;letter-spacing:.02em;background:var(--navy);color:var(--paper);border:0;padding:15px 26px;cursor:pointer;transition:background .15s}
.form button:hover{background:var(--blue)}
.form button:disabled{opacity:.6;cursor:default}
.form .hp{position:absolute;left:-9999px}
.form .fine{margin:0;color:var(--muted);font-size:12.5px;line-height:1.6}
.form .status{margin:0;padding:14px 16px;background:var(--sand);font-size:14px}
@media (max-width:860px){.form{grid-template-columns:minmax(0,1fr);padding:24px 20px}nav.main a.btn{padding:7px 14px}}
@media (max-width:860px){.split .form{order:-1;margin-bottom:16px}}
.form{color:var(--navy);scroll-margin-top:110px}
.form label{margin-bottom:0}
.form label input,.form label select,.form label textarea{margin-top:7px;font-weight:400;letter-spacing:0;font-size:15px}
.form h3{font-size:22px;font-weight:300}
section.navy .split{align-items:start}
section.navy .tagline{font-size:clamp(30px,3.8vw,44px)}
@media (max-width:860px){section.navy .split .form{order:0;margin:8px 0 0}}